We monitor and evaluate your investments every business day.
January-February: We will update, and discuss with you, the performance of your portfolios to compare the actual rate of return with the target rate of return in your plan. We will recommend changes, if necessary, and collect your tax information.
March-April: We will prepare your tax returns and coordinate reviews with our contracted CPA. We will look for tax saving strategies to implement throughout the year.
May-June: We will update your financial plan based on your new tax information, as well as any changes that you think should be incorporated. We will review the economic consequences of the updated plan with you.
July-September: We will update, and discuss with you, the performance of your portfolios to compare the actual rate of return with the target rate of return in your plan. We will recommend changes, if necessary, to restructure your portfolios to better achieve your goals.
October-November: We will analyze your tax situation and recommend investments and/or transactions to maximize your after-tax income. If necessary, we will also review your estate plans and charitable intentions. We will then work with you to update any estate planning documents (wills, trusts, etc).
December: We will review your insurance situation and recommend changes for the new year (if necessary). We also host our Annual Client Appreciation Event.